Know the mid before you accept the quote.

Swap rates and forward curves for borrowers, debt advisers and developers. Check every bank quote yourself, in Excel, in the app or by API.

Starts a 14-day free trial. No card needed. Plans from £250 a month.
Interest Rate Forward Curves
4.25
%
5Y USD
3.15
%
10Y EUR
4.05
%
7Y GBP
Trusted by 100+ financial institutions

Most swap quotes arrive without the mid

The rate sits with the bank, the adviser or the one colleague with a terminal. You ask, you wait, and the number arrives with the margin already in it.

Then the lender, the auditor or the client asks where it came from, and the only answer is the bank's own quote.

“We were wondering if we can do that on our own. Just to see how we can double check the quotation [the bank] is quoting to us.”
Project finance, energy developer
The swap pricer with a 10-year SOFR swap on $25m and a mid swap rate of 4.5842%
A worked example

A 10-year SOFR swap on $25m

Enter the notional, the dates and the index. The pricer returns the mid in seconds, with the cashflows behind it.

Bank's quote4.6542%
Mid swap rate in BlueGamma4.5842%
Gap7bp

7bp on $25m is about $17,500 a year, or about $175,000 over the ten years, before discounting.

Illustrative quote. Your bank's margin will differ; the trial lets you test your own.Try the free swap calculator →

Get your first number in minutes

What most teams do in their first week.

One curve
AppExcelAPIAI assistants
The SOFR forward curve in the app, with its download button
Step 1

Pick your curve, get it in Excel

Choose the index your deal uses, check the dates and download it.

An Excel bid model with live SOFR forwards from FORWARD_RATE
Step 2

Keep it live in your model

Install the add-in and type a function. The rate updates every 30 seconds.

See the Excel add-in →
A saved swap with its mark-to-market
Step 3

Check the bank's quote

Enter the swap and get the mid to set against their price, or value one you hold.

Try BlueGamma Free for 14 DaysStarts a 14-day free trial. No card needed. Plans from £250 a month.
A number you can defend

Within 1bp

of bank mids on the curves customers test. Every curve is timestamped and the method is published, so the auditor can read how it was built.

How we build and validate our curves →
“We did a quick check against the [terminal] curves, it was way within a basis point actually.”
Fintech customer, during their trial
“It was right on the money. No concerns on the actual data itself.”
Lender, after comparing with their existing source
For developers and platforms

One rates API, licensed for your product

Swap rates, forward curves, discount factors, fixings and swap pricing for 30+ currencies, through one REST API. Build it into your platform, or show it to your own clients.

  • Every response carries its valuation time
  • Batch up to 50 swap rates in one request
  • The same numbers as the app and the Excel add-in
  • An MCP server for AI assistants and agents

Showing it to your users? Displaying rates in your product and redistributing the raw data are licensed separately, and we scope both before you integrate.

GET https://api.bluegamma.io/v1/swap_rate
    ?index=3M EURIBOR&start_date=SPOT&maturity_date=5Y
x-api-key: ••••••••

{
  "index": "3M EURIBOR",
  "start_date": "2026-11-02",
  "maturity_date": "2031-11-03",
  "fixed_leg_frequency": "1Y",
  "floating_leg_frequency": "3M",
  "valuation_time": "2026-10-29T14:32:05Z",
  "swap_rate": 3.34567803
}
“It was one of the fastest integrations that I've done.”
Co-founder, EU lending platform

How it compares with what you use today

How BlueGamma compares with the alternatives. ✓ yes   ◐ partly   ✕ no
What you needAsking your bankA terminalFree rate websitesBlueGamma
The mid, with no bank margin in itNo: No, you see their priceYes: YesPartly: Some headline ratesYes: Yes
The curve for your index and datesPartly: On request, often a day laterYes: YesNo: RarelyYes: 30+ currencies, out to 50 years
Live in your Excel modelNo: NoPartly: Only on a licensed seatNo: NoYes: Yes, with the add-in
A number your auditor can traceNo: RarelyYes: YesNo: NoYes: Timestamped, method published
Someone to ask when a number looks wrongPartly: Your relationship managerPartly: A general help deskNo: No oneYes: The team that builds the curves
What it costsFree, on the bank's timetableA licence per personFreeFrom £250 a month
Compare us with your bank, a terminal or free rate websites →

Customer story

Avobis, Swiss debt adviser and mortgage broker
“BlueGamma provides exactly the depth of market data we need as a debt advisor and mortgage broker: no unnecessary noise, just precise, relevant information.”
Patrick Zurfluh, CEO, Avobis Real Estate AGA financing offer comparison now takes 1 hour instead of 6. Read the case study →
100+financial institutions
$100bn+of swap notional valued
30+currencies, curves out to 50 years

Questions buyers ask us

Where does the data actually come from?

Indicative mid rates, updated through the trading day and checked against traded levels. The method is published, so you can show your auditor how each curve is built.

How close are you to the bank's mid?

Within a basis point of bank mids on the curves customers test. Run the same test in your trial on the curve your deal uses.

Is it the bank's price or the mid?

The mid, with no bank margin or funding cost added. We give you the figure; the decision on the quote stays yours.

How often does it refresh?

About every 30 seconds, on every plan. Every number carries its timestamp.

We only need a curve now and then. Is there a plan for that?

Yes. The Individual plan is one user, monthly by card, and you can cancel at any time.

Can we show the data to our own users?

Showing rates inside your product and redistributing the raw data are licensed separately, and we scope both before you integrate. Book a short call and we'll set out what your plan covers.

Check your next quote yourself

Swap rates and forward curves within a basis point of bank mids.

Starts a 14-day free trial. No card needed. Plans from £250 a month.